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October 2008 - Posts

Reverse Mortgages Get An Extra Boost from Uncle Sam...
Starting November 1, 2008, the limit on FHA-backed reverse mortgages, dubbed Home Equity Conversion Mortgages (HECMs), will rise to $417,000 nationwide. The new rules also will institute a 2% cap on origination fees for the first $200,000 of the loan Read More...
Mortgage Rates Inched Up This Week…
Freddie Mac reports a jump in the 30-year fixed mortgage rate to 6.46 percent during the week ending October 31 st, which is up from 6.04 percent the prior week, as long-term mortgages rates moved in line with long-term Treasury bonds. The 15-year fixed Read More...
Federal Reserve Slashes Federal Funds Rate…
The Federal Reserve has slashed a key interest rate by half a percentage point as it seeks to revive the economy. The central bank reduced its target for the federal funds rate, the interest rate banks charge on overnight loans, to 1 percent, a low last Read More...
Is The Home Mortgage Market Still Open for Business???
Unfortunately, there is a common misconception amongst the general public that the credit market for home mortgages is completely frozen. Lenders are continuing to emphasize that home loans continue to be available for a range of potential homebuyers, Read More...
Mortgage Rates Fall After Spiking Last Week…
The 30-year mortgage rate fell this week after last week's spike, which was its biggest weekly jump since April 1987. Freddie Mac reported that 30-year fixed-rate mortgages averaged 6.04% this week. That's down from 6.46% last week and below 6.33%, Read More...
City Council Approves Quarry Falls Development In Mission Valley…
The San Diego City Council has approved a massive development that will eventually bring nearly 5,000 new homes to the community. The project, called Quarry Falls, is to be built on the site of a rock quarry that has been there for more than 60 years. Read More...
Jump In Sales & Price Drops May Be Signs The Housing Downturn Is Approaching – Stock Market Turmoil May Worsen Future Housing Numbers…
The Union Tribune reported on October 21 st that an unusual September jump in home sales, together with the biggest monthly drop yet in prices, could be early signs that San Diego County housing is approaching the bottom of a three-year-old downturn, Read More...
Eleven Garage Door Safety Tips To Consider..…
Your garage door should provide many years of safe operation if it is installed, operated, and maintained properly. Here are some helpful safety tips. WARNING: Garage door springs, bottom brackets, red colored fasteners, cables and supports are under Read More...
30-Year Rates Rise to 8-Week High For The Week Ending Oct 17th…
Interest rates for 30-year fixed-rate mortgages rose this week to an 8-week high, according to Freddie Mac, while ARM rates showed smaller gains. The 30-year fixed mortgage rate rose to 6.46 percent during the week ended Oct. 16, up from 5.94 percent Read More...
September 2008 Real Estate Sales Information For San Diego County...
Total Number of Sales Closed in September 2008 Ø September 2008 had 2,651 closed sales or 88 closings per day Ø August 2008 had 2,469 closed sales or 82 closings per day Ø September 2008 sales are up in comparison to August 2008 sales Read More...
New Price! 6836 Belle Glade - Open House Sunday, October 19th 1-4p.m.
October 2008 Su Mo Tu We Th Fr Sa 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 NEW PRICE! AVAILABLE FOR: $688,000 - $700,000 Located in the desirable Lake Murray area of San Carlos, this Read More...
10 Home Maintenance Tips To Help Avoid Halloween Mishaps…
Many homeowners get into the spirit of Halloween by turning their homes into haunted houses, carving pumpkins and handing out treats to costumed kids who come to their door. If you're a homeowner planning on getting involved in the holiday, following Read More...
Bank of America Will Modify Troubled Loans…
Bank of America has announced it is launching a "home retention program" on December 1 st , 2008 to modify troubled mortgages for nearly 400,000 customers of Countrywide Financial Corporation. Bank of America acquired Countrywide on July 1. Read More...
30-Year Mortgage Rates Fall Under 6%...
Freddie Mac reports a drop in the 30-year fixed mortgage rate to 5.94 percent during the week ended October 9th, which marks the first decrease in three weeks. The 15-year fixed rate slipped to 5.63 percent from 5.78 percent the previous week. Meanwhile, Read More...
Come Celebrate The 120 Birthday Of University Heights!
This Sunday, October 12th from 2:00 to 5:00 p.m., University Heights will be celebrating its 120th birthday at the historic Trolley Barn Park. There will be free entertainment, cake, ice cream and educational displays about the history of University Heights Read More...
Open House in University Heights - Sunday, Oct 10th...
October 2008 Su Mo Tu We Th Fr Sa 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 University Heights, San Diego - We invite everyone to visit our open house at 4508 New Hampshire on October Read More...
Open House in University Heights - Sunday, October 10th...
October 2008 Su Mo Tu We Th Fr Sa 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 University Heights, San Diego - We invite everyone to visit our open house at 4751 PANORAMA DRIVE on October Read More...
Federal Reserve Enacts Emergency Rate Cuts…
The Federal Reserve, working in coordination with other central banks worldwide, enacted an emergency interest rate cut on Wednesday. The Fed lowered the Federal Funds Rate by a half percentage point to from 2% to 1.5%. The Federal Reserve on Wednesday Read More...
NAR Reports Surprise Rise In Pending Home Sales…
The National Association of Realtors says pending home rose 7.4% from July to August, an unexpected piece of positive news for the battered U.S. housing market. The group reported Wednesday that its seasonally adjusted index of pending sales for existing Read More...
Court Mandates Credit File Cleanup…
A recent court decision requires the three major credit reporting bureaus; Experian Group Ltd., Equifax Inc., & TransUnion LLC, to clean up the credit files of consumers who have filed for Chapter 7 bankruptcy. These bureaus are still reporting old Read More...
Open House Today! 4751 Panorama Drive in University Heights...
October 2008 Su Mo Tu We Th Fr Sa 28 29 30 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 You are invited to visit the open house at 4751 Panorama Drive today, Sunday, October 5th between 1:00 p.m. Read More...
Mortgage Rates Hold Steady This Week…
Freddie Mac reports a small rise in the 30-year fixed mortgage rate to 6.10 percent during the week ended Oct. 2 from 6.09 percent the prior week. The 15-year fixed mortgage rate nudged up to 5.78 percent from 5.77 percent. However, the five-year adjustable Read More...
"Hope For Homeowners" Program To Help Struggling Familes Keep Their Homes...
The Bush Administration has unveiled additional mortgage assistance for homeowners at risk of foreclosure. The HOPE for Homeowners program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan Read More...
San Diego County To Receive $17 Million In Federal Aid…
San Diego County will get more than $17 million in federal aid to help acquire and redevelop foreclosed homes as part of a nationwide program to help stave off neighborhood blight from abandoned properties. The federal money is being distributed to states, Read More...