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March 2009 - Posts

Mortgage Rates Drop To Record Lows…
Rates on 30-year mortgages fell this week to the lowest level on record after the Federal Reserve launched a new effort to assist the staggering U.S. housing market. Mortgage finance giant Freddie Mac said Thursday that average rates on 30-year fixed-rate Read More...
February 2009 Sales & Price Report For The State Of California…
Home sales increased 83 percent in February in California compared with the same period a year ago, while the median price of an existing home declined 40.8 percent, according to the California Association Of Realtors. Home sales in California continue Read More...
Making Home Affordable Program Information & Qualifying Lender Guidelines...
M ORTGAGE-HELP SITE, CALL-IN NUMBER GO LIVE! The U.S. Treasury Department went live on March 19th with its Making Home Affordable program, which aims to help home owners refinance or modify their mortgages. The campaign includes a Web site at makinghomeaffordable.gov Read More...
Existing Home Sales Spike 5% Across The Nation...
Sales of existing homes nationally, rose in February, after recovering from a sharp drop in January. The National Association of Realtors said that existing home sales rose last month to a seasonally adjusted annual rate of 4.72 million units, up 5.1% Read More...
Mortgage Applications Spike As Interest Rates Fall...
U.S. mortgage applications surged latest week, driven by a spike in demand for refinancing as the average rate on 30-year fixed-rate home loans fell. Refinancing applications jumped 30% last week as the borrowing rate dipped 0.07 percentage point to 4.89%, Read More...
Construction Of New Homes Jumped 22% In February…
Initial construction of U.S. homes unexpectedly surged in February, after falling for eight months. Housing starts rose to a seasonally adjusted annual rate of 583,000 last month, up 22% from a revised 477,000 in January, according to the Commerce Department. Read More...
February 2009 Home Sales Statistics For San Diego County...
Total Number of Sales Closed in February 2009 Ø February 2009 had 2,112 closed sales or 70 closings per day Ø January 2009 had 2,080 closed sales or 69 closings per day Ø February 2009 sales are up in comparison to January 2009 sales Read More...
San Diego’s Median Home Price Register’s Its First Rise Since April '08...
A slight increase in home prices in February, along with improvement in other indicators, offered a hint of a stabilizing, if not a recovering, housing market for San Diego County in the months ahead. MDA DataQuick reported yesterday that the overall Read More...
Loan Applications Rise as Rates Dip Below 5 Percent…
Average mortgage rates have dipped below 5 percent, driving mortgage application volume up 11.3 percent to 723.4 from 649.7 the previous week on an adjusted basis, according to the Mortgage Bankers Association weekly survey. On an unadjusted basis, the Read More...
First-Time Homebuyer Tax Credit Questions & Answers…
1. What, in a nutshell, is the $8,000 tax credit for first-time homebuyers under the new Federal law? A: A first-time homebuyer as defined may receive a refundable tax credit up to $8,000 for purchasing a principal residence in the U.S. from January 1, Read More...
Mortgage Rates Hold Steady For The Week Ending March 6, 2009...
Mortgage rates remained flat; as President Obama unveiled a $75 billion plan to help prevent foreclosures. The average 30-year fixed mortgage stayed constant at 5.41%. The average jumbo 30-year fixed rate reached the lowest level in nearly two years, Read More...
Are You Eligiable For President Obama's Foreclosure Prevention Program?
President Obama's eagerly anticipated foreclosure prevention program went into effect on today and aims to target 9 million borrowers for help. The $75 billion effort, dubbed the “Homeowner Affordability and Stability Plan”, boils down Read More...